Enjoy share financing rates from as low as 4.00% p.a.
Plus, access lower online commission rates across 5 main markets with the enhanced Quality Priced Loan scheme, QPL+.
UNLOCK MORE WITH QPL+
Discover exclusive advantages with the Quality Priced Loan scheme, QPL+.
Interest rates as low as 4.00% p.a.
Interest rates are based on the quality of your Marginable Securities.
Lower online commission rates across 5 main markets
- SG, HK, US: 0.18%
- AU: 0.50%
- MY: 0.35%
Competitive interest rates based on your securities’ grade
- Grade 1
- Grade 2
- Grade 3
- Grade 4
| Quality of Marginable Securities | Description | SGD Lending Rates | USD Lending Rates | HKD Lending Rates | AUD Lending Rates |
| Grade 1 | Major Global Index Component Securities | 4.00% | 5.70% | 4.00% | 5.25% |
| Grade 2 | Top 100 securities by market capitalisation in respective exchanges that have met certain financial and trading criteria as determined by OCBC Securities | 4.50% | 5.90% | 4.50% | 5.50% |
| Grade 3 | Mid/Small Cap Securities | 5.00% | 6.00% | 5.00% | 5.75% |
| Grade 4 | All other Marginable Securities | 7.00% | 7.00% | 7.00% | 7.50% |
| Quality of Marginable Securities |
| Grade 1 |
| Grade 2 |
| Grade 3 |
| Grade 4 |
Subject to changes without prior notification.
This promotion is valid until 31 December 2025.
HOW QPL+ WORKS
A blended Interest rate is calculated based on the relevant interest rates corresponding to the various grades and will depend on the concentration of Marginable Securities customer holds from each tier.
The marginable value of the customer’s portfolio as of the previous business day, including all outstanding trades, will be used for the computation of the interest rates daily.
The following examples illustrate how interest rates are computed based on the quality and marginable securities in the customer’s portfolio. The blended interest rate in each example is derived from the below formula.
Example 1
|
|
Blended Interest Rate = 4.31% p.a
Example 2
|
|
Blended Interest Rate = 4.00% p.a
Example 3
|
|
Blended Interest Rate = 5.44% p.a.
*MV = Marginable Value
Before you apply
Who is eligible?
This promotion is eligible to all existing Share Financing account holders and those who do not have a Share Financing account with us yet
For existing Share Financing account holders:
Simply complete the QPL + Selection Form and mail it to us
If you do not have a Share Financing account, open one with us:
Download this Application Form, Memorandum of Charge Form, as well as QPL + Selection Form and mail them to us to open one.
Alternatively, you can visit our branch to open a Share Financing account.
OCBC Securities Investors hub
18 Church Street
#01-00 OCBC Centre South
Singapore 049479
For existing Share Financing account holders:
Simply complete the QPL + Selection Form and mail it to us
If you do not have a Share Financing account, open one with us:
Download this Application Form, Memorandum of Charge Form, as well as QPL + Selection Form and mail them to us to open one.
Alternatively, you can visit our branch to open a Share Financing account.
OCBC Securities Investors hub
18 Church Street
#01-00 OCBC Centre South
Singapore 049479
Eligibility requirements
Minimum age
21 and above
Account
Have an existing basic cash trading account with OCBC Securities
Important Notes
For full terms and conditions of Quality Priced Loan Plus promotion (“Promotion”), click here.
Borrowing to finance the trading of securities (leveraging/gearing) carries a high degree of risk. If the value of the collateral declines substantially, falling below the maintenance margin requirement, you may be called upon to deposit substantial additional funds or collaterals on short notice in order to maintain your position. If you fail to comply with a request for additional funds or collaterals within the specified time, your position may be liquidated at a loss and you will be liable for any resulting deficit in your account. Trading in foreign securities includes, but is not limited to, currency risks and rules and regulations peculiar to the respective foreign stock markets.
Customers should note that there are limitations and difficulties in using examples, tables or illustrations to provide a full explanation or depiction. All information, statements, figures, content, explanations, examples, and details (collectively, the “Information”) contained above is intended for illustrative and/or information purposes only and should not be relied upon for any purpose whatsoever. Customers should, in the event of any doubt as to how to read or understand the examples, tables, illustration or information, contact OCBC Securities Private Limited for a fuller explanation, depiction or further details.
Borrowing to finance the trading of securities (leveraging/gearing) carries a high degree of risk. If the value of the collateral declines substantially, falling below the maintenance margin requirement, you may be called upon to deposit substantial additional funds or collaterals on short notice in order to maintain your position. If you fail to comply with a request for additional funds or collaterals within the specified time, your position may be liquidated at a loss and you will be liable for any resulting deficit in your account. Trading in foreign securities includes, but is not limited to, currency risks and rules and regulations peculiar to the respective foreign stock markets.
Customers should note that there are limitations and difficulties in using examples, tables or illustrations to provide a full explanation or depiction. All information, statements, figures, content, explanations, examples, and details (collectively, the “Information”) contained above is intended for illustrative and/or information purposes only and should not be relied upon for any purpose whatsoever. Customers should, in the event of any doubt as to how to read or understand the examples, tables, illustration or information, contact OCBC Securities Private Limited for a fuller explanation, depiction or further details.
HOW TO APPLY
Open a Share Financing account today
FAQS
Frequently Asked Questions about Share Financing Account
More questions and answersWhat is a Share Financing account?
A Share Financing account is a leveraged Trading Account that increases your share buying power. Trade up to 2.5 times your original value with shares as collateral and 3.5 times with cash as collateral. For more information on Share Financing accounts, click here.
What is the Quality Priced Loan scheme about?
With our first-to-market Quality Priced Loan scheme, you stand to enjoy lower interest rates based on the quality of securities in your portfolio starting from 4% p.a. with the new QPL+. To view our list of marginable securities and their grading, click here.
What happens when the promotion ends?
The normal QPL scheme will kick in when the QPL+ promotion ends. To view the normal rates, click here.